If you are a private employer that did not enroll or qualify for a Group Rating premium discount program in November for the 2026 policy year, Group Retrospective Rating may be an excellent option for your organization to still consider.

Group Retrospective Rating is a performance-based incentive program designed to recover a portion of premium for employers that reduce injury rates and lower associated claims costs. It is similar in concept to Group Rating, as employers are evaluated as if the group was one big organization. However, with this program, organizations continue to pay their own individual premium but have the opportunity to receive retrospective premium adjustments (refunds or assessments based on the performance of the group) at the end of each of the three evaluation periods performed by the Ohio Bureau of Workers’ Compensation (BWC). 

To have successful outcomes in a group retrospective rating program, employers must be committed to improving workplace safety and accident prevention and take appropriate action to reduce the frequency and severity of accidents involving their employees. In order for Sedgwick to timely file all July 1, 2026 program year enrollment information with the Ohio Bureau of Workers’ Compensation (BWC), we request that your enrollment materials be received by our office on or before Friday, January 23rd, 2026.

If you are evaluating other group retrospective rating programs, we recommend carefully analyzing the savings quote to make sure you are comparing similar discounts, maximum assessment levels, service offerings and of course, past results of the group administrator. 

If you have any questions, contact our Sedgwick program manager, David Deyo, at david.deyo@sedgwick.com.

Mukund Nadimpally knows that one day he will be living in the Columbus region serving his community; his roots run deep here.

Growing up in Dublin, Nadimpally earned a Bachelor of Science degree in Biomedical Engineering from Ohio State University. Now, he’s studying at the Wright State University Boonshoft School of Medicine in pursuit of a career in cardiology.

Although many subspecialties have caught his eye, making it hard to choose a distinct one, he knows this path was made for him years ago after the painful loss of his grandmother to a heart attack. 

After her diagnosis came too late for effective treatment, Nadimpally says he made a vow: 

“That moment shaped my resolve to become a physician who families can trust to receive timely, high-quality care.” 

Nadimpally’s introduction to the Columbus Medical Association can be credited to Dr. Nita Bhatt of Central Ohio Behavioral Healthcare (COBH) during his psychiatric rotation. Through that connection, he was honored to be selected to present the 50-year award to two dedicated physicians at the CMA’s 2025 Annual Celebration in October. 

“Being able to recognize these incredible physicians for their lifelong service to our community was a truly humbling moment,” he said. “Hearing about their lifetime of achievements was inspiring and provided me an idea of what kind of clinician and community member I want to be in the future.”

Chasing clinicals by day to sunsets on his motorcycle, Nadimpally loves pottery and Greek physician and philosopher Galen. With his past pulling him to practice in the same community that shaped his life, he hopes to positively impact his patients here for years to come.