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Posted By Columbus Medical Association - CMA,
Thursday, December 4, 2025
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Sedgwick offers a comprehensive, webinar-based education program to current clients, covering a variety of topics within the workers’ compensation industry. These training webinars are free to member clients of Sedgwick.
Sedgwick’s workers’ compensation educational series is designed to familiarize yourself with Ohio’s workers’ compensation system and show you how to maximize your program.
Webinar topics include:
- Navigating Ohio workers’ compensation
- Overview of the True-Up process (public and private)
- Benefits of coordinating your claims management
- Reducing your workers’ comp spend
- Workplace safety: 5 things you should be focusing on
- Best practices for a successful workers’ comp program
Sedgwick offers these educational programs throughout the year. The programs are designated for both private and public employers, private employers only or public employers only. Additionally, all sessions qualify for 1-hour of the 2-hour Ohio Bureau of Workers’ Compensation safety training requirement for group and group retrospective-rated employers.
Look for future communications with the dates, times and topics for the 2026 series. If you have any questions, contact David Deyo at Sedgwick, at david.deyo@sedgwick.com.
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Posted By Columbus Medical Association - CMA,
Thursday, November 6, 2025
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Workplace injuries can carry both financial and emotional weight for employers and employees alike. While ensuring injured workers receive proper care remains the top priority, managing the associated costs is also essential to maintaining a healthy workers’ compensation program.
In Ohio, employers have three key strategies available to help contain costs: Settlements, Disability Relief, and Subrogation/No-Fault Motor Vehicle Accidents (MVA). Sedgwick continues to lead the industry in leveraging these tools effectively.
Our approach combines advanced analytics and proactive cost containment strategies to help Ohio employers reduce claim expenses and lower premiums. From the moment a claim is filed, our team is equipped to implement solutions that drive meaningful savings.
Sedgwick’s dedicated cost containment team focuses exclusively on delivering impactful results through these three avenues. Our efforts have led to significant savings not only for individual employers but also for those participating in group retrospective rating programs.
Settlement Agreements
A settlement involves a mutual agreement between the employer, the injured worker, and the Ohio Bureau of Workers’ Compensation (BWC) to resolve a claim with a lump sum payment. This can result in full or partial closure of the claim, helping employers manage long-term exposure.
Disability Relief
This program supports employers who hire or retain individuals with pre-existing medical conditions. If a disability contributes to an injury or delays recovery, employers may be eligible for reimbursement on related claims, reducing their financial burden.
Subrogation / No-Fault MVA
When a workplace injury stems from a motor vehicle accident involving a third party, the Ohio BWC may assign the claim’s cost to the surplus fund—relieving the employer of direct financial responsibility.
Sedgwick is proud to collaborate with our clients in optimizing their workers’ compensation programs. Our early, proactive approach to cost containment remains a cornerstone of our commitment to achieving the best possible outcomes for both employers and injured workers.
For questions or support, please contact Peyton Rosier at Sedgwick via peyton.rosier@sedgwick.com.

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Posted By Columbus Medical Association - CMA,
Thursday, October 9, 2025
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Sedgwick has mailed Group Rating and Group Retrospective Rating enrollment and reenrollment materials to qualifying employers. Don’t miss out on the opportunity to save significantly on your workers’ compensation premium.
In addition to annual premium savings, Sedgwick, our endorsed Partner, is proud to deliver full-service workers’ compensation claims management and cost containment strategies to nearly 60,000 hard-working Ohio employers.
Sedgwick clients annually save $160 million in workers’ compensation premium through the two highest performing savings options - Group Rating and Group Retrospective Rating.
- Group Rating - over $4 billion in savings over the past ten years
- Group Retrospective Rating - over $1 billion has been earned by participants since implementation in 2009
For traditional Group Rating, Sedgwick must receive your enrollment by November 14, 2025. For Group Retrospective Rating, Sedgwick must receive your enrollment by January 23, 2026.
If you would like to request an analysis or if you have any questions, contact our Sedgwick program manager, Peyton Rosier at 614-506-8195.
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Posted By Columbus Medical Association - CMA,
Tuesday, July 15, 2025
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The Ohio Bureau of Workers’ Compensation (BWC) provides workers’ compensation coverage based on estimated payroll. Therefore, at the end of the policy year, BWC asks employers to report their actual payroll for the prior policy year and pay any shortage (or receive a refund for any overage) in premium. This process is called a true-up. If the true-up is not completed timely, the following may occur:
- Employer will not be eligible for prior year rebates and incentives
- Employer will be removed from current year programs
- Employer will become ineligible for programs the following year and will continue to remain ineligible for all future years until all past true-ups are completed.
How to report payroll and complete the true-up
Although employers may contact BWC at (800) OHIO-BWC (800.644.6292) and complete their true-up report over the phone, BWC anticipates high call volumes and long wait times. They strongly encourage employers to complete their true-up report online through their BWC e-account at www.bwc.ohio.gov. If you do not have an e-account, simply select the Create E-Account Link to begin. You will need your BWC policy number and/or Federal Tax Identification Number.
Deadline: Private employers - True-up report must be completed and payment received no later than August 31, 2025.
Please note: There is no longer a grace period. True-up and payment (if owed) must be POSTED by the deadline date.
If you have any questions, contact our Sedgwick program manager, Dave Deyo, at david.deyo@sedgwick.com.
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Posted By Columbus Medical Association - CMA,
Friday, July 11, 2025
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In today’s fast-paced work environment, many employees find themselves settling into routines that can often lead to complacency. Complacency can be defined as, doing the same task for so long without incident that you assume nothing will ever happen. While familiarity with tasks can create a sense of comfort, it can also pose significant risks, especially concerning workplace safety. It’s crucial to understand how complacency can lead to accidents and what can be done to mitigate these risks. Complacency can affect anyone at any age, regardless of their experience, so it is important to train all employees on how to spot complacency among themselves and other employees.
Let’s take an example of a person who performs a daily safety inspection before production starts. The purpose of the inspection is to identify any potential safety hazards. This daily routine occurs for months even years without incident. But, because “an incident has never occurred”, the employee decides to skip an inspection one day and no injuries resulted. So, the employee skips another one, then another, and soon inspections are rarely being conducted. Until something happens. Skipping important safety steps due to complacency could result in serious injury to the employee or fellow workers.
Usually, the best person to spot complacency is the employee themselves, but complacency can mean they don’t see the dangers right in front of them. To overcome this, teach employees to spot signs of complacency in their co-workers first. The more they learn how to recognize these signs in others, the easier it will be to recognize it in themselves.
Keep an eye out for the following situations that may indicate complacency is setting in:
- Dissatisfaction with work and/or lack of motivation
- Taking short cuts in work processes, safety procedures or inspections
- Increased frequency of near-misses or incidents
- Changes in attitude
- Noticeable increase or decrease in communication
- Tardiness for meetings or shifts
Increased employee engagement is a great way to help workers get out of the rut of complacency. Actions workers can take include:
- Consciously focusing on the task at hand.
- Identifying distractions when they come up and dismissing them.
- When conducting repetitive tasks, be on the lookout for procedural improvements that can help break up the monotony.
- Understanding the greater purpose of their job, such as the finished product or report, and interacting with team members regularly.
Identifying and addressing complacency is a team effort. Not only is it key for employees, but the employer can assist by implementing best practices such as:
- Share the Mission— Remind employees of the company’s purpose and goals so they maintain a connection to the larger missions and emphasize that their behaviors have an impact.
- Minimize Routines—Since repetition is related to complacency, consider job rotation or change up some of the work tasks to add variety to an employee’s job. Providing differing work tasks can help maintain focus and keep employees from falling into “cruise control” mode.
- Encourage observation of others - Have employees briefly stop work and observe the actions of others as they work. Observing others raises one’s own awareness, as well as the awareness of their co-workers.
- Correct poor performance - Mentoring programs and coaching can help employees identify and correct poor work practices and potential problems before an injury occurs.
- Conduct safety discussions and tool box talks – Make safety talks part of a daily routine and get employees involved and engaged with team members.
- Share Knowledge – Have employees identify and share the steps they perform to complete a job. Having another set of eyes or someone else’s ideas may help improve the process.
Complacency can be a dangerous thing, and everyone is susceptible. It can lead to underperformance, low job satisfaction, workplace accidents and low morale. But with a team effort and employee engagement, complacency doesn’t have to run the workplace.
If you would like to know more about Sedgwick’s safety services or would like to schedule a confidential consultation, please contact Andy Sawan at andrew.sawan@sedgwick.com or 330.819.4728.
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